CAPRICORN (Dec. 21 – Jan. 18)
You can forgive a lot of things, but debt isn’t one of them. As a Capricorn you make a point of honoring your financial commitments and expect others to do the same. Take that away and what comes next? Socialism? Nevertheless it’s clear that the person who owes you money is having a rough go. They’re struggling and collecting from them could prove costly. This would be a good time to talk about an alternative means of repayment. Not only does this save you having to repeat that life lecture on fiscal responsibility (groan!), but they may even have ideas that you’ll find truly appealing.